Banana Chocolate Muffins
Banana Chocolate Muffins are so easy to make, yet taste incredible. Light and moist, filled with banana flavour, chunks of milk chocolate and a hint of cinnamon. Best made with very ripe bananas, they’re a great way of using those brown bananas in your fruit bowl.
Jump to Recipe
BANANA CHOCOLATE MUFFINS
There’s a certain Banana & Chocolate Cake I’ve been making for years. Full of banana flavour, plenty of milk chocolate and with a rich buttercream filling. But it does take quite a while to bake. But it’s much quicker to whip up and cook a batch of muffins than one large cake.
So it was only logical that, after the success of my Raspberry & White Chocolate Muffins, that I’d turn the Banana & Chocolate Cake into a muffin.
RIPE BANANAS, PLEASE
I think you need really ripe bananas for making cakes, muffins and breads. In fact, I can’t abide under ripe bananas as I think they’re quite tasteless. That’s probably because an unripe banana can contain around eighty percent starch. But during the ripening process, that starch turns to sugar and more flavour.
MILK OR DARK CHOCOLATE?
I’ve used milk chocolate in my Banana Chocolate Muffins as I think the slight creaminess goes well with the banana flavour. But feel free to use dark chocolate if you like. However, I’d stay clear of white chocolate as that’d probably be a little too cloying combined with the sweet banana.
I always buy bars of chocolate for making cakes and muffins, never chocolate chips, and chop them up myself. I think having some small and some larger pieces of chocolate is much more interesting than the uniformity of chocolate chips.
Traditionally, many muffin recipes contain buttermilk. But I always use full-fat plain yogurt in my muffins, and in my scones too. I always have a big tub of yogurt in the fridge anyway and find it gives a light texture and good flavour. Use buttermilk if you like, or any type of milk.
I like a slightly crunchy topping on my muffin. To achieve this I sprinkle a little demerara sugar over each one before baking.
TIPS FOR MUFFIN MAKING
- Prepping the muffin mix is quick, so preheat your oven first.
- Don’t over-mix. To get a light texture only fold the ingredients just enough to combine. Don’t worry if the mixture looks a bit lumpy.
- Muffins only take about 17 minutes to cook, so keep an eye on them and turn the temperature down if they darken before the centres are cooked. A skewer or cocktail stick should come out clean when they’re done.
Although you’ll need to wait until the cooked muffins are completely cold before drizzling over the chocolate topping, I think they’re best served warm. Not only does this bring out the banana flavour and aroma, it starts to melt the chunks of chocolate inside. I reheat the muffins in a microwave for about 15-20 seconds which is enough to heat the inside without melting the topping.
While these Banana Chocolate Muffins are fabulous as a sweet snack, they make a really good pudding too. Heat some up, for a little longer than suggested above, so that the topping is starting to melt. Serve with homemade custard. Yum!

Banana Chocolate Muffins
Banana Chocolate Muffins are so easy to make, yet taste incredible. Light and moist, filled with banana flavour, chunks of milk chocolate and a hint of cinnamon
Ingredients
- 325 g self raising flour
- 1 tsp ground cinnamon
- 1 tsp baking powder
- 0.5 tsp salt
- 2 large ripe bananas mashed
- 2 large eggs
- 240 ml yogurt or buttermilk or milk
- 200 g caster sugar
- 1 tsp vanilla extract
- 120 g butter melted
- 120 g milk or dark chocolate roughly chopped
- 1-2 tbsp demerara sugar for sprinkling
- 50 g milk or dark chocolate (for decoration)
Instructions
-
Preheat your oven to 200° C / 180° Fan /Gas 6 /400° F with a shelf just above the middle.
Put a paper case into each hole of a 12-hole deep muffin tin.
-
Sift together the flour,cinnamon, baking powder & salt then set aside.
-
Take a large bowl and put in the mashed bananas, eggs, yogurt, sugar, vanilla extract and melted butter. Beat together preferably until well combined.
-
Add the flour mixture to the beaten wet ingredients then start folding in with a silicone spoon or similar. When most of the flour has been incorporated, fold in the chocolate pieces until they're evenly distributed, but try not to over-mix.
-
Divide the mixture between the muffin cases and sprinkle the top of each one with a little demerara sugar before putting in the oven.
-
Bake until the muffins are risen, golden, and a cocktail stick or skewer comes out clean (approx. 17 minutes).
Tip: if the tops are browning too quickly before the centre of the muffins are cooked, turn the oven down a little.
Transfer to a cooling rack until cold.
-
Melt the chocolate in a microwave using 10 - 20 second bursts, stirring after each burst.
Drizzle over the muffins: either off the end of a spoon or from a small piping bag.
-
To serve warm, heat briefly in a microwave.
Store in an airtight container (in the fridge if the weather is warm), eat within 2 days or freeze.
RELATED RECIPES